October 2025 Update: PM Youth Business & Agriculture Loan Opens – Apply Now for Rs10 Million
The Government of Pakistan has announced the PM Youth Business & Agriculture Loan 2025 program in October to support young entrepreneurs and farmers. This initiative provides financial assistance of up to Rs10 million for business startups, agriculture projects, and expansion plans.
یہ پروگرام نوجوانوں اور کسانوں کے لیے ایک شاندار موقع ہے تاکہ وہ اپنی کاروباری اور زرعی منصوبوں کے لیے بآسانی قرض حاصل کر سکیں۔ حکومت کا مقصد روزگار کے مواقع پیدا کرنا اور معیشت کو مستحکم کرنا ہے۔
PM Youth Business & Agriculture Loan 2025 Latest Update
Under this scheme, the government is offering loans in three tiers:
- Tier 1: Rs0.1 million to Rs1 million at subsidized rates
- Tier 2: Rs1 million to Rs5 million with easy repayment terms
- Tier 3: Rs5 million to Rs10 million for large-scale projects
The program is specially designed to empower the youth of Pakistan, support small businesses, and strengthen the agriculture sector.
Eligibility Criteria
To apply for the loan, applicants must meet the following conditions:
- Age limit: 21 to 45 years (18 years for IT-related businesses)
- Must hold a valid CNIC
- Both men and women can apply
- Priority will be given to farmers, entrepreneurs, and women-led businesses
How to Apply Online for PM Youth Loan 2025
Applicants can apply through the official PM Youth Program portal. The process is simple:
- Visit the PM Youth Program website.
- Fill out the online loan application form with accurate details.
- Upload required documents (CNIC, business proposal, and bank details).
- Submit and wait for verification.
After approval, the loan will be disbursed directly through designated banks.
Partner Banks
Some of the major partner banks include:
- National Bank of Pakistan (NBP)
- Bank of Punjab (BOP)
- Habib Bank Limited (HBL)
- Allied Bank Limited (ABL)
- Zarai Taraqiati Bank Limited (ZTBL)
Repayment and Markup Rates
The loans come with easy installment plans:
| Tier | Loan Amount | Markup Rate | Repayment Period |
|---|---|---|---|
| Tier 1 | Rs0.1m – Rs1m | 0% – 3% | Up to 8 years |
| Tier 2 | Rs1m – Rs5m | 4% | Up to 8 years |
| Tier 3 | Rs5m – Rs10m | 5% | Up to 8 years |
This structure ensures affordability and helps young entrepreneurs focus on business growth.
Benefits of PM Youth Loan 2025
- Access to interest-free or low-interest loans
- Support for startup businesses
- Financial aid for agriculture projects
- Encouragement of youth employment opportunities
- Empowerment of women entrepreneurs
Conclusion
The PM Youth Business & Agriculture Loan 2025 is a golden opportunity for Pakistan’s youth and farmers to secure funding for their projects. With easy terms, flexible repayment options, and government support, this scheme can play a vital role in boosting the economy and creating thousands of new jobs. Eligible individuals should apply now and take advantage of this program.
